Find out more about this year's election.

Our Saven Service Centre will be closed on January 1 for New Year’s Day.

Upcoming scheduled maintenance on Sunday, January 21. Online services will be unavailable between 6 a.m. and 12 p.m.

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The First Home Savings Account (FHSA) is coming soon! Stay tuned.

Saven members have the opportunity to run for our Board of Directors.
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We will be closed on November 13 for Observation of Remembrance Day. | Saven members are invited to run for our Board of Directors.

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High Rate Non-Redeemable GICs

Give your savings a boost with up to 5.45%^†† interest. It's the smartest choice around.

1-5 Year Rates Up to 6% with NO setup fees!
Expiry date 24th May 2024
Minimum Deposit $20,000 Max Deposit $1,000,000 (CDIC protected)

Senior farmer couple using smart phone to view Saven Financial interest rates at pickup truck on farm.

Limited-Time Offer Rates*

Competitive interest rates, fixed for the term.

Term Length	Rate
1 year	6.00%^††
2 year	5.87%^††
3 year	5.50%^††
4 year	5.30%^††
5 year	5.150%^††

EXPIRY DATE: 24th May 2024

Great benefits are always included

High Interest Rate

Saven gives our members consistently competitive rates.

Safe and Secure

The amount of money you save over a term is guaranteed, so there's nothing to worry about.

Money and a clock with arrows going north east and south west

Flexible Terms

Based on your financial goals, choose from a one to five - year term.

What's a GIC? The name says it all.

A GIC (guaranteed investment certificate) is a type of savings investment where the money you deposit grows over time due to a fixed interest rate that's - you guessed it - guaranteed. This means there's no fluctuation. The longer the term you choose, the more your money will grow.

Apply Now

Be confident - your money is secure.

Enjoy the peace of mind knowing that Saven offers the convenience of online transactions through our secure and easy to use platform.

Happy young man relaxing on sofa in living room with phone near by knowing his deposits are safe with Saven Financial.

InterestEarnedGroup[1]

Interest Rate: 5.45%

Interest Earned: $55

Total Return: $1055

Not Third index

InterestEarnedGroup[2]

Interest Rate: 5.3%

Interest Earned: $109

Total Return: $1109

Not Third index

InterestEarnedGroup[3]

Interest Rate: 4.9%

Interest Earned: $154

Total Return: $1154

Third index

InterestEarnedGroup[4]

Interest Rate: 4.8%

Interest Earned: $206

Total Return: $1206

Not Third index

InterestEarnedGroup[5]

Interest Rate: 4.7%

Interest Earned: $258

Total Return: $1258

Not Third index

5.45

Let's get you back to saving!

Still feeling lost? We're always here to guide and assist. Contact our Saven Service Centre for personalized help.

Ready to get started?

It only takes a few minutes to enjoy great interest rates, no monthly fees and start Saven for your future!

Begin your journey to homeownership today!

Unlock exceptional interest rates, zero monthly fees, and tax-free growth with Saven Financial's Home Savings Account.
Start building towards your future home today!

Ready to boost your savings?

Experience the power of consistently great rates. Begin your journey towards better savings today!

Secure your future with guaranteed returns!

Don't let market volatility dictate your returns. Commit now for guaranteed growth!

Maximize your savings, tax-free!

Save smarter and keep more of your hard-earned money. Start your tax-free journey today!

Guarantee your growth, tax-free!

Secure your savings with certainty. Invest in a TFSA GIC today and watch your money grow, worry-free!

Discover rates tailored for your goals!

Ensure your money is working as hard as you do. Choose the account that's right for you and start earning more today!

Transparent, fair, and rarely needed!

Navigate your finances confidently and without hidden fees.

Experience savings, refined and redefined!

Because banking should be easy, convenient, and always in your favour.
Start your seamless saving journey with us today!

Join a community focused on your financial growth!

Because we believe in a brighter financial future for everyone. Get to know us better, and let's save together!

Savings meets service - make a difference with Saven Financial!

Together, let's make every dollar count. Join the Saven Financial family and shape a better tomorrow for all of Ontario!

Become a smarter saver with Saven Financial!

Never miss out on a chance to save more efficiently. Subscribe to SavenSmarts and take control of your financial future today!

Still have questions? We're here to help!

Your understanding and satisfaction are paramount to us. Can't find an answer? Reach out and let's get you sorted!

Step into the future with Saven Financial!

Experience financial clarity, commitment, and community like never before.
Become a Saven Financial member today and redefine your savings experience!

Navigating with trust and transparency!

Peace of mind in every click. Stay informed about our practices, and bank online with confidence.
Questions about our policies? Reach out to ensure clarity every step of the way.

Your security is our top priority!

Enjoy peace of mind with every transaction and interaction. Trust in our commitment to safeguard your financial journey at all times.
Need more details on our protective measures? We're here to address any concerns.

Take control of your financial safety!

Your security starts with you. Explore our guidelines, be vigilant, and ensure a secure financial future.
Have questions or need more advice? We're always here to assist and inform.

Your voice shapes our service!

Whether it's a compliment or a concern, your insights are crucial.
Share your experiences with Saven Financial, and together, let's elevate your savings journey.
Have a unique perspective or question? Reach out directly - we're always listening.

Reach out, even during the holidays!

Keep our holiday schedule handy to ensure you get the support you need when you need it.
Have questions during the holidays? Explore our FAQ or drop us a message, and we'll get back to you!

Banking at your fingertips with the Saven Financial app!

Stay in control of your finances and download our app now to unlock the full spectrum of online services.
Encountering challenges or have questions about the app? We're here to help!

While we fix things up...

Explore more from Saven Financial or stay updated with our latest insights.

SavenSmarts

Your vote shapes our future!

Exercise your right and make an impact! Stay informed, discover the candidates, and cast your vote!
Not sure how to vote or need more details? We're here to guide you every step of the way.

Meet the visionaries behind Saven's tomorrow!

Your informed vote paves the way for Saven's future. Take your time, get to know each candidate, and make your voice heard.
Have questions or need clarity on the election process? Reach out, and we're here to assist!

Stay ahead with SavenSmarts!

Dive deeper into the world of savings, finance and more with us. Be a part of the Saven Financial community and never miss an insight!

SavenSmarts

Saven Financial members need our mobile app to start saving

Download it now!

Your smartphone must be updated to the latest version of iOS or Android OS (or up to two earlier versions).

Biometrics must be set up on your smartphone before you download the app.

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Affiliation And Deposit Insurance

Saven Financial is a division of FirstOntario Credit Union.

Got Questions?

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Saven is a division of FirstOntario Credit Union*

™Saven Financial and Designs are trademarks of FirstOntario Credit Union.

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Our Leadership Online Policies Elections Rates Fees

* Saven is a division of FirstOntario Credit Union.

† High Interest Savings Account (HISA) and High Interest Tax-Free Savings Account (TFSA): Per annum rate. Rate subject to change at any time. Conditions apply. Interest is calculated daily and paid at the end of each month. No minimum deposit.

†† Guaranteed Investment Certificate (GIC) and Tax-Free Savings Account (TFSA) GIC: Minimum investment is $1,000. Non-redeemable. Per annum rates. Rates subject to change at any time. Conditions apply. For non-registered GIC, choice of interest payout annually to HISA or reinvest interest back in GIC account. For TFSA GIC, choice of interest payout annually to TFSA ISA or reinvest interest back in TFSA GIC account.

§ The Saven Financial First Home Savings Account ("Saven FHSA") Introductory Interest Rate is available between November 26, 2023 and April 1, 2024, exclusively (the "Introductory Period"). You can earn a special annual interest rate of 6.00% calculated daily and paid monthly during the Introductory Period on cash deposits to your first Saven FHSA. To accept this offer, you must open a Saven FHSA during the Introductory Period and make a deposit to your eligible Saven FHSA during the Introductory Period. This offer is available to new and existing members who are eligible for a First Home Savings Account and is subject to change without notice. Consult your tax advisor for eligibility criteria, features and tax implication.

¶ Contribution is pro-rated annually based on the value of deposits and amount of time they are held with Saven, to a maximum of 0.05% of deposits.

High Rate Non-Redeemable GICs

Limited-Time Offer Rates*

Competitive interest rates, fixed for the term.

EXPIRY DATE: 24th May 2024

Great benefits are always included

High Interest Rate

Safe and Secure

Flexible Terms

What's a GIC? The name says it all.

Be confident - your money is secure.

Let's get you back to saving!

Ready to get started?

Begin your journey to homeownership today!

Ready to boost your savings?

Secure your future with guaranteed returns!

Maximize your savings, tax-free!

Guarantee your growth, tax-free!

Discover rates tailored for your goals!

Transparent, fair, and rarely needed!

Experience savings, refined and redefined!

Join a community focused on your financial growth!

Savings meets service - make a difference with Saven Financial!

Become a smarter saver with Saven Financial!

Still have questions? We're here to help!

Step into the future with Saven Financial!

Navigating with trust and transparency!

Your security is our top priority!

Take control of your financial safety!

Your voice shapes our service!

Reach out, even during the holidays!

Banking at your fingertips with the Saven Financial app!

While we fix things up...

Your vote shapes our future!

Meet the visionaries behind Saven's tomorrow!

Stay ahead with SavenSmarts!

Saven Financial members need our mobile app to start saving

Affiliation And Deposit Insurance

Got Questions?

Let's Connect

Copyright © 2023 Saven Financial

Got questions?

Access your accounts on the go

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